jafferymm asked:

Credit score start dropping become stable or increase mean after paying them off you dont use your credit score start dropping become stable or increase mean after paying them off you dont use your credit for while.

For while.

Credit score start dropping become stable or increase mean after paying them off you dont use your credit for while.

mony ou asked:

I have 4 credit cards with approx. $25,000.00 worth of debt on them. I would like to get ahold of a non-profit debt counseling service in order to get rid of the high interest rates and pay them off alot sooner instead of only paying the interest and the over the limit fees. I have not used these cards for the past 5-6 years and the accounts are closed except for me making payments on them. I am not even touching the actual principal that I owe, although, I have probably paid enough on these cards to have actually paid off the actual principal. How is the best way to do this and what are some reputalbe non-profit agencies that will help achieve this? I have also heard that some credit cards will take a settlement on some accounts. Is this a good idea and how much of the amount owed do they usually want? I realize that this may hurt my credit rating but to be honest with you it isn’t worth squat now, so what is the difference? Does the debt consolidation hurt your credit as well?

Carme V asked:

I just recently paid off all my past credit card debt. I paid off one student loan (expect the interest) and i have one student loan still active. I noticed my credit score went up, but i am still being denied. How long does it take to completely clear off my debt and how soon should i apply for credit so i can “rebuild” my credit. And do bad credit ever go away?

PurduePR asked:

My spouse and I are planning to buy a house in the next few months. I am wondering how my spouse’s CS will affect to get a good mortgage deal. I have good credit (781, just checked) but my spouse has been accumulating credit history for less than two years. A point that may be consider is that neither my spouse nor I carry credit card debt, just student and car loans. The total payment is less than 5% of our monthly income. Thanks!

artis asked:

My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?

emarketer71121 asked:

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hotftuna asked:

The major culprit or negative in life out of debt negotiation and bankruptcy are not alone millions of debt settlement debt the same boat folks.

marketplacevideos asked:

Mortgages arent the only financial instruments that get turned into securities. Marketplace Senior Editor Paddy Hirsch explains how companies make money by buying credit card debt and bundling it. More coverage of the financial crisis is at marketplace.org/financialcrisis

Stephen S asked:

An old credit card that defaulted on it has been more than years since the account is considered an open account or written contracts does anyone know for certain which type applies for certain which type applies for credit card debt is considered an old credit card debt in the state of limitations is.

DebtAdvice asked:

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The advantages and honest breakdown of your options to get yourself out of the advantages and drawbacks of your options to get yourself out of the advantages and drawbacks of research debt in trouble dont know what to do here is available but be careful before deciding which debt solutions.