sweetface07260 asked:
My credit score is just shy 18 points from getting a decent loan. But if I could get it higher I will certainly try. I’ve made a few late payments and I’m planning on cutting all my bills in half. Would that be enough?
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Tags: Cutting, Fifty Points, How Can I Improve My Credit Score, Improve Credit, Late Payments
Alex asked:
I would like to buy a house. What is the best way to establish credit with out getting in debt? Any ideas?
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Tags: Build Credit, Build My Credit, Credit Score, Establish Credit
Shirley asked:
I have bad credit and I would like to refinance my mortgage so I need some help repairing my credit at a decent price. Any suggestions?
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Tags: Bad Credit, Decent Price, Mortgage Help, Refinance Mortgage, Refinance My Mortgage, Repairing Credit
moneysmart asked:
We pay off our credit card balance off in full every month. They just reduced our credit line by half – ‘for non-usage’. I know that this affects the credit score negatively. What can one do in this case?
Our credit score is excellent right now and we don’t have any [...]
Tags: Car Payments, Credit Card Balance, Credit Score, Mortgage, Repair My Credit
praniuk asked:
I need to clean my credit reports, all 3 bureaus, I have been late in 2 mortgage payments this year, bringing my score to about 530. I need to have it to 620 or more. I have written dispute letters, did not work to clear entries in reports.
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Tags: Credit Dispute, Credit Letters, Credit Report, Credit Reports, Dispute Letters, Score