Subscribe To RSS

What is the best way for me to build my credit without getting credit cards?

Written by Credit Answers on August 29th, 2009

-doozer- asked:
I’m 27 and have always paid everything with cash. I have always been a strong believer in staying away from credit cards but would like to build my credit for the future. How can I achieve this?

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

Tags: , , ,

What does a credit card write off/charge off mean on a credit report?

Written by Credit Answers on August 28th, 2009

gregwhatshisname asked:
Due to some recent finance problems, my credit card company stated on my credit report a write off/charge off for the debt. ($19,000) The collection agency says that is just an accounting term and they can still collect the debt. Can they?

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

Tags: , , , ,

What is the difference between credit and debit?

Written by Credit Answers on August 25th, 2009

funguy asked:
This is my first time using my card to pay for stuffs. The cashier always asks me credit or debit. What is the difference between these two?

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

I found a credit card on the ground. How do I return it to its owner?

Written by Credit Answers on August 20th, 2009

phone_tv_dsl asked:
I found a credit card on the ground, but with no other things to give me information on its owner. How do I get this credit card back to its owner, since I have no information besides the credit card itself to work with? Who do I call, for example?

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

How can I get a credit card with absolutly no credit history at all?

Written by Credit Answers on August 5th, 2009

Ashley C asked:
I have applied for a few of the big credit card names but as I assumed I was denied because I have no credit history. Is there anything I can do to get a credit card? Thanks for your help it’s very appreciated!

Share and Enjoy:

Share and Enjoy:
  • Digg
  • del.icio.us
  • Facebook
  • NewsVine
  • Reddit
  • StumbleUpon
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • TwitThis
  • Live
  • LinkedIn
  • Pownce
  • MySpace

Tags: , , ,